You could also take your wheels to a reputable machinist and have a tiny bit milled off the rear of them. If I had wheels I really liked, didn't want to swap the rear, or deal with the fender area any more it may worth looking into. Just something like 5/16" or 3/8" if you think the wheel could accept it.
Seeing how I practically live with a grinder in my hand, it's easier for me to do my trim than to roll the lip. Whatever you end up doing, just be careful and go at it easy because the sheet metal on these trucks is very thin to save weight for gas mileage, so you can really mess it up if you start trying to pull on the side, and dirt can get down inbetween the flat outside area and the inside brace part and you'll start to see outward bumps from little rocks. I found this out when trying to flare siebler' for offroad. I told him to just get glass. I couldn't get it to pull out much at all, even with the front and rear of the liner undone, and I've flared a lot of Rangers in my time. You can get like 4" easy on those. You're lucky to get anything on these.
Something else I know from seeing trucks that looked good on the forum and then seeing them in person at meets is, a truck can look great on the forum, but see it up close and sometimes you'll notice some pretty bad hack work. I take pride in every truck I lower or mess with and like you Josh, try to do things as clean as possible.